okokBankingV2 [ESX]

[Features]

• Fully Revamped UI: modern, intuitive and optimized;
  
• Overview:
  • Deposit & Withdraw: Secure cash deposits and withdrawals from bank and ATM;
  • Money Transfers: Send money to other players via IBAN:
    • Multi-Contact Transfers: Transfer money to multiple recipients simultaneously;
    • Transfer Contacts System: Save favorite contacts for quick transfers.
  • Permissions Management: Grant specific access levels to players for your Shared or Business account, define exactly what each member can do (Deposit, Withdraw, Transfer & Loans);
  • Advanced Credit Card System:
    • Metadata: Cards stored in inventory as usable items (can either be enabled or disabled);
    • Multiple Card Types: Standard, Premium and Gold cards, each one with different daily limits;
    • Multi-Card Support: Up to 10 total cards per account, 3 active simultaneously (configurable);
    • Card Activation & Renewal: Card lifecycle management with configurable fees and renewal periods;
    • Auto-Renewal Option: Enable automatic card renewal;
    • Custom Daily Limits: Players can set their own spending limits (optional);
    • Card Expiration System: Time-based card expiration (configurable in days);
    • Card Status Management: Active/Blocked card control;
  • 4-digit PIN security;
  • Custom IBAN;
  • Accounts:
    • Multiple Account Types: Personal, Business (Society) and Shared Accounts support;
      
    • Custom Account Creation: Players can create additional bank accounts as well as delete them;
    • Account Naming: Custom names for accounts;
    • Opening Date Tracking: Account creation date recording.
• Savings System:
  • Interest-Bearing Accounts: Earn weekly interest on savings balances;
  • Configurable Interest Rates: Different rates for each account type;
  • Saving Goals: Set and track multiple savings goals per account:
    • Goal Progress Tracking: Visual progress indicators.
  • Daily Balance Snapshots: Automatic daily balance tracking for interest calculation;
  • Time-Based Interest: Weekly compounding based on configurable real-time schedule;
  • Automated Interest Payments: Scheduled interest distribution;
  • Interest History Tracking: Complete record of all interest earned.
• Loans System:
  • Multiple Loan Plans: Starter, Standard, Premium, Executive and Custom;
  • Flexible Loan Terms: 12, 24, 36, 48, or 60 days repayment periods;
  • Credit Score System:
    • Score range: 300-850;
    • Six credit bands: Very Poor, Poor, Fair, Good, Very Good and Excellent;
    • Credit score affects loan interest rates (-3% to +3%).
  • Automated Payment Processing: Scheduled automatic loan payments;
  • Grace Period System: 6-hour grace period after payment due (configurable);
  • Late Payment Penalties: Configurable penalty system with compounding or flat fees;
  • Loan Limits: Maximum 4 active loans per player (configurable);
  • Partial Payments: Make extra payments to reduce loan principal;
  • Custom Loan Calculator: Built-in calculator showing total interest and monthly payments;
  • Loan limits based on player's total balance: (3x multiplier);
• Bills System:
  • okokBilling Integration: Works only if using okokBilling;
  • Pay Single Bills: Individual bill payment from bank or ATM;
  • Pay All Bills: Bulk payment option for all outstanding bills;
  • Bill History: Complete record of paid and unpaid bills;
  • Receipt Printing: Generate physical receipt items for paid bills.
• Transactions System:
  • Complete Transaction History;
  • Real-time search & filtering;
  • Transaction Statistics: total transactions, money received & sent and net earnings;
  • Account type filters: Checking & Savings;
  • Receipt Printing: Generate physical receipt items for transactions.
• ATM Functionality:
  • Overview Page Only - ATM access available exclusively from the overview interface;
  • Card Selection - Choose which card to use when interacting with an ATM (when using metadata);
  • PIN Verification: Secure PIN entry for ATM access.
• Extras:
  • Automatic Paycheck Logging for QBCore: Track paycheck deposits as transactions.
    

[Config]

Click here to see the config file.

[FiveM Asset Escrow System]

This resource is using the Asset Escrow system.

Click here to know more about it.